RATE OF INTEREST ON DEPOSITS

WEF 01/07/2021
Period Rate of Interests
  For General Citizens For Senior Citizens
On Savings Deposits 03.00% 03.00%
On Term Deposits
7 days to 29 days 04.00% 04.00%
30 days to 45 days 04.50% 04.50%
46 days to 90 days 04.75% 04.75%
91 days to 179 days 05.25% 05.25%
180 days to 364 days 06.00% 06.50%
For 1 year (365 days) 07.00% 07.50%
From 1 year to below 2 years 06.50% 07.00%
2 years & above

RATE OF INTEREST ON LOANS

Type of Loan Rate of Interest

On Mortgage Secured Loans :
upto Rs. 25.00 lakhs
Above Rs. 25.00 lakhs


13.00%
13.00%

Housing Loans (upto Rs. 28.00 lakh) 13.00%
Two wheeler vehicle loan 13.50%
Four wheeler vehicle loan 9.50%
Salary Secured Loan 17.00%
Gold Loan 10.50%